Or have you run into some financial trouble with an unexpected bill that you have to pay, but payday is too far in the future? A payday loan can really help out in this type of situation. Applying today for one means that you can have money in your account within hours, or by the next business day at the most.
Financial problems can happen quickly, and not having enough cash is a common problem for most hard working folks. It’s easier said than done to have a savings account set aside with some extra emergency money, especially for those who may be living paycheck to paycheck. So what can you do when your car breaks down and you need it fixed, or you need diapers and formula for your baby but there is no money in your account? A short term, no questions asked payday loan can be the answer. These unsecured loans do not require their borrowers to undergo a credit report in order to be eligible for one, so no matter how bad your credit score is, it will not be a determining factor in your application. No collateral is needed, as well, making these loans very appealing to many.
Many people have found that the fees that they must pay on payday loans no credit check needed are much less than if they wait to pay on a bill and get hit with late fees and overdue charges. If you have a utility bill that needs to be paid or the company will shut off your power, you may find that the fees to turning it back on exceed the finance charges on a payday loan. It makes more sense to apply for the loan to pay on your bills in time, and deal with the small fee that will occur. You will be informed up front about all finance charges that are applicable on your loan, as there are no hidden fees or expenses that will occur. The Truth in Lending Act protects all consumers rights when it comes to getting a loan, to make sure that you understand the fees and charges that come with a payday loan.
The requirements are easy when you apply, and the application can be filled out online at any time of the day or night. You will be asked to fill out your personal information, such as your name, address and phone number. Your employment and income history will be recorded, such as where you work, how much you are paid, and when you get paid. Finally, include your current and active checking account number. You will need an account so that the company can deposit your loan, once you become approved.
It’s that simple to get a loan, even when you have a poor credit score. Apply for one today and get rid of your financial mess quickly and easily!